Saturday, March 8, 2014

ALL WELL WISHERS TO PWDs MAY LIKE TO SEE HOW AGED Persons With Disability are TREATED by SBI & RBI:-




To “Narayanswami:Ramanujam”, presidentofindia@rb.nic.in, sje and 5 More...

Today at 10:25 AM
To:- PM, POI, MSJE, FM, Governor RBI, Chairman SBI, etc &
ALL WELL WISHERS MAY LIKE TO SEE HOW AGED Persons With Disability are TREATED:-   Copy to all concerned for information in continuation of all earlier mails

ALTHOUGH PRIME MINISTER & PRESIDENT OF INDIA EXPRESSED THEIR INSTRUCTIONS, INTENTION & DIRECTIVE TO THE NATION AT DIFFERENT OFFICIAL PLATFORM FROM TIME TO TIME THAT CASES OF PERSONS WITH DISADILITY BE DEALT WITH SYMPATHICALLY FOR BETTERMENT BUT  THE OUTCOME OF A CASE MAY PLEASE BE SEEN FOR BETTER APPRECIATION. THIS CASE WAS INITIATED IN NOVEMBER'2012 WITH STATE BANK OF INDIA AND WITH RESERVE BANK OF INDIA FROM JULY 2013. UNFORTUNATELY IT MAY BE SEEN THAT NITHER SBI NOR RBI HAVE ANY SYMPATHY, CONSIDERATION, NO SCHEME MADE FOR PERSONS WITH DISABILITY NOW STARTED DESHOULDERING RESPONSIBILITY TO EACH OTHER.
NOW LET ALL OF US WAIT & SEE HOW MANY DAYS, MOTHS & YEARS WILL BE REQUIRED BY SRI. C. RANGANI OF RBI csreerangini@rbi.org.in TO HAVE A SIMPLE ANWER FOR SBI DATED 29-08-2014. NEED NOT HESITATE IN CASE OF DISABILITY TO HELP AN AGED DISABLED PERSON NARRATED AT ABOVE. A simple confirmation in this respect is solicited. It is however NOTED that BANKs are very much interested to provide loans on interest @ 10% & below up to Rs 25 lks to the elite class of society for purchase of Cars or House building  where as charging highest interest @ 14.75% for Pension loan of Rs.1.5 lks to an Old Aged CVC, Paralyzed Disabled, can’t move outside without escorts & cannot earn. Is this not a nice way of implementing Government intention towards PWDs?     Namaskaram,

Chinmay Kar, 9th March'2014
chinmaykar@yahoo.co.in





On Thursday, 13 February 2014 12:52 PM, "C, SreeRangini" <csreerangini@rbi.org.in> wrote:
Madam / Dear Sir
 
Please see the trailing email.
 
Though the issue is pertaining to the service rendered by SBI to Senior Citizens, DBOD, CO is requested to get the matter examined from the regulatory aspect.  The complainant and this Department may please be kept intimated in the matter.
 
Regards
 
Sree Rangini C
Manager
Reserve Bank of India
Customer Service Department, CO
Mumbai
 
From: Bhagwat, Sachin Shrikant
Sent: Thursday, February 13, 2014 10:48 AM
To: C, SreeRangini
Subject: FW: [humanrightsactivist] Consideration case to PWDs - SBI needs instruction from RBI.....? [4 Attachments]
 
 
From: CGMCSD
Sent: 12 February 2014 17:56
To: Bhagwat, Sachin Shrikant
Subject: FW: [humanrightsactivist] Consideration case to PWDs - SBI needs instruction from RBI.....? [4 Attachments]
 
 
 
From: Chhanda Bhattacharjee [mailto:bchhanda@yahoo.in]
Sent: Wednesday, February 12, 2014 9:49 AM
To: humanrightsactivist@yahoogroups.com; CGMCSD; Bhattacharya, Arundhati; cabinet secretary
Cc: presidentofindia@rb.nic.in; pstopresident@rb.nic.in
Subject: Fw: [humanrightsactivist] Consideration case to PWDs - SBI needs instruction from RBI.....? [4 Attachments]
Another sample case of where good intention & declaration expressed by President & Prime Minister of India to help & do betterment to persons with disability (handicapped persons) are negatively dealt with or simply neglected by government / semi government organization i.e. RBI & SBI. Is this a fair attitude?
bchhanda, 12-02-2014, Near Ajoy Sangha, S.Kolkata- 700041,
 
On Thursday, 6 February 2014 10:17 AM, Chinmay Kar <chinmaykar@yahoo.co.in> wrote:
 
[Attachment(s) from Chinmay Kar included below]
Disabler's Desk - I am a Retd.  Sr. Citizen (69+yrs), Hemaparasis Disabled (60%), right side of body fully paralyzed, cannot move out side with out an escort but can only operate computer / internet with unusual left hand to communicate rest part of world especially in connection with social welfare works for betterment to old age disability and disabled persons Received 17 Railway Awards during later part services at Metro Railway-Kolkata - Chinmay Kar 
[A CASE OF SR.CITIZEN, PARALYZED DISABLED, CANNOT MOVE OUT SIDE W/O ESCORT & fully dependent on e-governance system]
WWWWWWWWWWWWWWWWWWWWWWWWWWWWWWWWWWWW
 
 
ToDr. Raghuram Rajan
Governor, RBI
Reserve Bank of India
Central Office Building
18th Floor, Shahid Bhagat Singh Road
Mumbai-400 001. Since no mail ID is available of Gov. RBI, through:-
[cgmcsd@rbi.org.in<mailto:cgmcsd@rbi.org.in> ]

Copy to all concerned referred earlier: - POI, PM, FM, Jsda-Dfs / FM  etc

Respected Mahoday,
Sub: Differential Treatment to an “Old Aged extreme Disabled Person” by
        Charging Highest rate of interest
@ 14.75% on Pension loan where as
        8interest
@ 8-9%  being charged for Car purchase & H.B loans by SBI......... 
Ref: 1.My mail dated 27-01.2014
        2. Replied by Department of Communication / RBI (without indicating Name or   
            Designation dated 27-01-2014
        3. My reply dated 27-01-2013(14) in reference to letter referred to item 2 above.
            [Copy of all letters referred in this letter are placed at attachments for perusal]  
Kindly refer to letter dated 17-09-2013, 26-12-2013, and 20-01-2014 in connection with subject issue brought to your kind notice for a clear views of Reserve Bank of India with regard to para 2 (b) observation of Chief General Manager / CSD / SBI / Mumbai’ s letter no. PB / PL / 177B / 118 dated 29.08.2013. In view of clear cut refusal by nodal authority of SBI to consider a case of Old Aged extreme Disabled person in absence of mandatory instruction from RBI you are requested to kindly see once again CGM / SBI’s letter dated 29.08.2013 at attachment & do needful action at your earliest. [Copy of all letters referred in this letter are placed at attachments for perusal]   
Letter issued by Department of communication / RBI dated 27-01-2014 do not indicate that the same is issued with your approval as the request was made to you, name and designation of the issuing authority. It is however not understood although several reminders issued from time to time since 17-09-2013, request of an over aged (ornament ally crowned as Sr.Citizen of the country), cerebral paralyzed disabled as detailed at above is completely neglected by an authority like Reserve Bank of India. Hope you will kindly do needful at the earliest. Thanking you, Namaskaram,
Please see all attachments
Chinmay Kar, 6th February’2014
 
Due to extreme disability reasons E- governance correspondence solicited]
[Available on Skype, gtalk & Webcom]
kyinu1955@ gmail.com
Visit respective Web site for more details:  
Human Right Activist- Yahoo Group, Active Member Disability International Friendship Forum, Humanist Party of India , DAND, NCHRO, ADR. Member all leading Disabled forum around the world, Member Disabled group- Facebook, Twitter, MySpace, Linkedin, Orckut etc etc & Ex. President (for a decade up to 21.02.03 - become hemaparasis disabled) of Siddeswari Kali Mandir & Seva Sangha, Gandhipalli, Bongaon, North-24 Parganas,West Bengal, India. 
à For all correspondences please use Kolkata address
Kolkata address on medical consideration: 3, Panchanantola Road (G.Floor), Paschimputiary, Kolkata – 700041
Paschinmara, Bongaon, North 24 Parganas,  Pin: 743235 , India.{Permanent Residence) 
&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&
Copy to:- PM /India (Thro: V.Narayan, MOS to PMO) (shailja.joshi@nic.in ) For kind information and necessary action. Kindly refer to concluding para of her letter no. 13011 / 9 / 2013- POI- Misc (Vol II) Dated 27.12.2013 – the instant item is included as outstanding issue related to SBI .
 

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Proposal for safety, security, examptions, relaxations etc for Aged & Old Aged Disabled Persons are lying idle with concerned government office for years together...






To:- All officers deals with Aged & Old Aged Disabled Persons
Government of India. New Delhi & others well wishers to aged PWDs


NOTHING SO FAR BEEN DONE FOR SAFETY, SECURITY, EXEMPTIONS, RELAXATIONS ETC FOR OLD AGED PERSONS WITH DISABILITY, CAN’T MOVE OUTSIDE OR EARN. PROPOSAL MOVED-LYING WITH CONCERNED MINISTRY FOR YEARS TOGETHER- DETAILED BELOW FOR READY REFERENCE. BEFITTING & REALISTIC  SUGGESION GIVEN BY ASIT KAR & SWAPAN GHOSH DATED 27-02-2014 PLACED BELOW CAN BE AGREED TO & CCPD / NEW DELHI DIRECTED ACCORDINGLY  AS IMMEDIATE MEASURE TO SHOW THAT GOVT INTENSION TO DO BETTERMENT STANDS GOOD.

27 Feb
To
All officers deals with Aged & Old Aged Disabled Persons
Government of India. New Delhi.

Kindly refer to presentation made to you vide letter dated 31-07-2011 and dated 05-08-2013 in connection implementation of proposed provisions to be made for Aged & Old aged Disabled Persons ignored all along. The issue is lying with appropriate government authority for a unreasonable period without any action which is extremely unexpected. An immediate action solicited. Pending issue of necessary orders as requested for kindly advise CCPD to take immediate steps / urgent actions for the cases referred by Old Aged Disabled Persons . This may kindly be treated as URGENT.

Swapan Ghosh
swapanghosh10@yahoo.in
Vill: Saktigarh (Kunjadas Road)
PO +PS,- Bongaon
Dist: North- 24 Parganas
Pin – 743235
Dated  Bongaon27-02-2014

QQQQQQQQQQQQQQQQQQQQQQ

27 Feb 2014

This message contains blocked images.

Comments on H.R circulation copy endst to u/s

Nothing done so far for safety, security etc for Old Aged & Disabled Persons y Government till date. Simply assurances & lengthy rules will not help to these extreme persons of the society. Till the proposal made is implemented by the government, CCPD be advised to provide and ensure safety, security etc relief prayed by these OAD persons. Hope Government will consider this immediately.
 Asit Kar, Paschimpara, Bongaon, 27-02-2014


XXXXXXXXXXXXXXXXXXXXXXXXXXXXX

To secretaryda-msje@nic.inpmosb@pmo.nic.inMe and 3 More...
20 Nov 2013
To
The Secretary,
Department of Disability Affairs
Ministry of Social Justice and Empowerment,
Government of India, New Delhi.
Copy to others referred earlier:-

Respected Madam,

Sub: Provisions to be made for Aged & Disabled Persons can't move out side ignored so far in every respect

Ref:  Proposal sent to SJE and you by Sri. Swapan Ghosh and Sri.Chinmay Kar

Your kind personal attention is invited to proposal sent by Sri.Swapan Ghosh & others in connection with making some legal provisions for safety, security, exemptions, relaxations etc in the interest of extreme PWDs & OADs.

Myself being a 80% PHYSICALLY DISABLED  PERSON, cannot move out side with out the help of escorts do feel totally insecure in society in absence of adequate legal bound protective provisions made in favor of extreme and aged PWDs. Hope that  appropriate authority at government level will consider the gravity of the issue and implement the proposal immediately. Thanking you all from PWD community.

Ashim Ghosh, 20-11-2013
Paschimpara, Bongaon,
Pin:743235  
Attachment 1

XXXXXXXXXXXXXXXXXXXXXXX


3 Sep 2013

To
The Secretary, Department of Disability Affairs,
Ministry of Social Justice and Empowerment,
Government of India, New Delhi.

Respected Madam,

Sub: Provisions to be made for Aged Disabled Persons can't move out side ignored so far..

Ref:  Letter dated 31.07.2011 and dated 05.08.2013 copy placed below.

Kind attention is invited to the subject issue brought to your knowledge vide copy of letters placed below for your immediate necessary action. You are well aware that till now there exist no safety, security, exemption, relaxation or any other provision made for Old Aged Disability / Disabled Persons. In view of above you are requested to implement the proposal sent to you at your earliest possible in the greater interest of all OAD persons. Thanking you,

Protimarani mitra, an octogenarian disable lady, sodepur, west Bengal, 3rd Septr’2013

XXXXXXXXXXXXXXXXXXXXXX

On Sunday, 25 August 2013 9:51 AM, Swapan Ghosh <swapanghosh10@yahoo.in> wrote:
To
The Secretary,
Department of Disability Affairs
Ministry of Social Justice and Empowerment,
Government of India, New Delhi.

Madam,
               Sub: Provisions to be made for Aged Disabled Persons can't move out side ignored so far..
               Ref:  Letter dated 31.07.2011 and dated 05.08.2013 copy placed below.

               Your kind attention is invited to the request made placed below for ready reference. Since till now there exist no safety, security measures for Old Age Disability & Aged Persons With Disability you are requested to kindly look into the matter and take suitable necessary steps as immediately as possible so that so that aged victims can breath peacefully for the remaining days of their life. Thanking you,


Swapan Ghosh, 25th Aug'2013
swapanghosh10@yahoo.in 

=========================================
----- Forwarded Message -----
From: Swapan Ghosh <swapanghosh10@yahoo.in>
To: "
jashap.dutt@nic.in" <jashap.dutt@nic.in>; "cabinetsy@nic.in" <cabinetsy@nic.in>; "kumari.selja@nic.in" <kumari.selja@nic.in>
Cc: "
ccpd@nic.in" <ccpd@nic.in>; "jshr-mha@nic.in" <jshr-mha@nic.in>
Sent:
Monday, 5 August 2013 10:27 AM
Subject: Provisions to be made for Aged Disabled Persons can't move out side ignored so far..


To
The Ministry of Social Justice and Empowerment,
Government of India , (Aging Section)
Shastri Bhavan, New Delhi , India .

Mananiya Mahodaya,

Sub: Provisions to be made for Aged Disabled Persons can't move out side ignored so far..

Ref:  Proposal in connection with above of Sri.Chinmay Kar dated 31.07.2011 (See attachment placed below for ready reference)

Kindly refer to above proposal submitted nearly 2 years back followed by reminders from different persons of the society. Incidentally it is to mention that a serious issue has come up for which Old Aged Disabled Persons are facing insecurity & unsafe for the under mentioned reasons.  
 “Under compelled circumstance whenever an aged disabled person has to sell out or purchase a piece of land or property some local boy’s charges heavy amount of donation to be paid for their club, festival, mandir etc. These boy’s, persons do not consider the capacity of the PWD to bear such donation amount.
Solution suggested: - Any type of demand for donation from a Senior Citizen Extreme Disabled Person will be treated as punishable offence and will have to be taken up by Police in terms of legal provision”.

Hope Government of India considering the factual position that there exist no rules to safeguard the interest of Old Aged Disabled Person will gear up administrative process to implement of the proposal as immediately as possible. Thanking you,

(Swapan Ghosh)
swapanghosh10@yahoo.in
Vill: Saktigarh (Kunjadas Road)
PO +PS,- Bongaon
Dist: North- 24 Parganas
Pin – 743235
Dated  Bongaon
05.08.2013

$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$


To
The Ministry of Social Justice and Empowerment,
Government of India , (Aging Section)
Shastri Bhavan, New Delhi , India .

Mananiya Mahoday

The following are submitted for your kind perusal and necessary action for its implementation as early as possible in the interest of old aged disabled persons cannot move out side with out an escort. So far no Relaxations, Exemptions or any special provisions made or exist for old aged disabled persons cannot move out side. Hope you will please needful Namaskar… Chinmay kar 31-07-2011

Exemptions, Relaxations & some special provisions required for Old Aged Disabled persons to ease their lives (With out any type of Financial involvement) for remaining days 

(1). Normally old aged disabled persons & those cannot move out side for any purpose had to lead balance life with out accompanied by his sons / daughters for some reasons or other. Naturally these persons had to arrange, clear up / disputes if any related to payment of Electric Bills, Telephone Bills, Income Tax, Bank affairs, Corporation Building Tax, Booking & related works for domestic L.P. Gas etc.  It becomes extremely difficult for a disabled person who cannot move out side to attend each & every time to get their requirements. Now a day, it is seen that in each and every matters there exist some disputes which can be settled by personal attendance only. To avoid difficulties by Aged PWDs including those cannot move out side it is proposed to introduce a devise so that OADs can get some relief to carry on an in cumbrance free life.

Relaxation, Exemptios & Spl. provisions rules urged for in respect of constraints:-

“All offices situated in the state of West Bengal deals with issues mentioned at above (Yellow hatched portion) should open a special counter “Help counter for Sr.Citizen, Disabled who cannot move” to entertain requisitions, complains, requests made by the consumer Sr.Citizen, Disabled cannot move out side either through letters or by e-mails and issue receipts, confirm through e-mails. Compliance be made on requisitions immediately and others settled with in 30 days from date of receipt and a compliance Report should be reported to nominated officer of the Govt. nodal officer for the purpose having magisterial powers to take necessary actions against defaulters.” 

(2). Old Aged Disabled persons those cannot move out side had to call mechanics for various repair, replacement jobs for, T.V, CPU, Water pipe connection etc. As the OAD persons are normally very week individuals neither can run after the mechanic nor can argue for rates elements strongly for obvious reasons had to depend fully on mechanic (most of them are unknown).  In most of the cases it is seen that mechanic takes away the defective elements for carrying out necessary repair works at his work shop but while returning the same replaces the defective elements with a substandard one / unusable elements. Thus OADs are cheated in almost every area. Very recently one computer mechanic taken away my CPU for some repair works but returned me with duly replacing my hard disk with another hard disk of other brand, completely a dead one. The matter was widely brought to the notice of all concerned through different global web site for general awareness. However to tune down reoccurrence of such incidents it is proposed to introduce a positive action lines in terms of lawful provision:-

“Fraud / cheating case made to Old Aged Disabled persons who cannot move out side should be reported to Supdt. of Police of the concerned district by letters or e-mails. On receipt of complains from OAD the concerned S.P will conduct suitable enquiry and take necessary actions as per prevailing rules and report compliance with in 30 days to the nominated officer of the Govt. nodal officer for the purpose having magisterial powers to take necessary actions against defaulters.” 
.

(3). Old aged disabled persons those cannot move out side with out an escort had to depend on available relatives in all respects even for very small necessities. As a result there of some relatives creates undue pressure / threats on the aged disabled person to agree signing of deeds / documents with regard to land, property and assets belonging to OAD in such a way which is accordance with the desire of OAD. Only just because OAD is a physically week person had to depend on them for every purpose & no legal protection is available had no other way but to digest unwanted out come. To tune down such tendency the following is suggested for inclusion at Govt. orders.- 

“Whenever an Old Aged Disabled person is required to execute a deed or document in respect of Land, Property and Assets belonging to him the same can be can be acted upon only after certification by a 1st Class Magistrate to the effect that the deed has been signed by concerned OAD with full consent and not under threat or pressure by any one. Unless such a certificate is issued by 1st Class Magistrate no executed deed of an OAD person will be treated as valid for enactment.” 

(4). Old Aged Disabled Persons who cannot move out side with out an escort are required to attend office (even such directives are issued by the lowest person of an office) to get their documents, receipts, submission of applications, consent letters etc. It is very much difficult for an OAD can’t move out side to attend an office normally situated at thickly populated CBD area but these can be done by authorization, by e-governance or by deputing special messenger to OAD comfortably. A suitable Exemption orders in this respect on the following lines may be issued for the convenience of Old Aged Disabled Persons who cannot move out side for any purpose.

“It is hereby notified that that Old Aged Disabled Persons who cannot move out side with out an escort are Exempted to attend all offices situated in the state of West Bengal for getting their works done. Their cases be settled either utilizing e-governance system or by deputing special messenger to OAD. Deviations if any should be brought to the notice to the nominated officer of the Govt. nodal officer for the purpose having magisterial powers to take necessary actions against defaulters.” 

Introduction of above said suggestions will not involve any financial implications on the Government authority. OADs should invariably mention at their applications “CASE OF SR. CITIZEN DISABLED CANNOT MOVE OUT SIDE” to get the proposed facility provided by Government. Government Doctors certificate to the effect that “the disabled person cannot move with out an escort” is obtained from a Government Doctor and produced whenever it is called for by any competent authority.

So far there exist no Relaxations, Exemptions or any special provisions made for Old Aged Disabled Persons cannot move out side wit out an escort for any purpose and as such the suggestions made above will render some relief to OAD persons. Hope Government at appropriate level will not hesitate to implement the above suggestions for betterment to aged disabled persons so long neglected, ignored by all. Thank you.

Chinmay Kar  31st  July '2011 
[Due to extreme disability reasons E- governance correspondence solicited]
[Available on Skype, gtalk & Webcom]
chinmaykar@yahoo.co.in
chinmaykar@hotmail.com